:root{
  --bg:#0c0c0c;
  --gold:#926F34;
  --text:#333;
  --muted:#6b7280;
  --card:#ffffff;
  --line:#e5e7eb;
  --alt:#f8f8f8;
}

body{
  margin:0;
  font-family: Arial, sans-serif;
  background:#f9f9f9;
  color:var(--text);
}

a{ color:inherit; text-decoration:none; }

.wrap{
  max-width:1100px;
  margin:0 auto;
  padding:0 18px;
}

/* Header */
header{ background:var(--bg); color:#fff; }
.top-bar{
  display:flex;
  justify-content:center;
  gap:25px;
  padding:8px 15px;
  font-size:13px;
  border-bottom:1px solid #1b1b1b;
  flex-wrap:wrap;
  text-align:center;
}

.main-header{
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:14px 0;
  gap:18px;
  flex-wrap:wrap;
}

.logo-container{
  display:flex;
  align-items:center;
  gap:10px;
}

.logo{ height:56px; width:auto; display:block; }

.logo-text{
  font-size:22px;
  font-weight:bold;
  color:var(--gold);
  letter-spacing:1px;
}

nav ul{
  list-style:none;
  display:flex;
  gap:18px;
  margin:0;
  padding:0;
  font-size:15px;
  flex-wrap:wrap;
  justify-content:center;
}

nav a{ color:#fff; }
nav a:hover{ color:var(--gold); }

/* Hero */
.hero{
  position:relative;
  text-align:center;
  overflow:hidden;
}

.hero-image{
  width:100%;
  height:auto;
  max-height:560px;
  object-fit:cover;
  display:block;
}

.hero-overlay{
  position:absolute;
  inset:0;
  background:rgba(0,0,0,0.45);
}

.hero-text{
  position:absolute;
  top:50%;
  left:50%;
  transform:translate(-50%,-50%);
  color:#fff;
  font-weight:bold;
  line-height:1.15;
  padding:0 20px;
  width:min(900px, 92vw);
  font-size:42px;
}

.hero-sub{
  margin-top:12px;
  font-size:15px;
  font-weight:normal;
  color:#e5e7eb;
  line-height:1.7;
}

.hero-cta{
  margin-top:18px;
  display:flex;
  gap:12px;
  justify-content:center;
  flex-wrap:wrap;
}

.btn{
  display:inline-block;
  padding:12px 16px;
  border-radius:10px;
  font-size:14px;
  font-weight:700;
  border:1px solid transparent;
}

.btn-primary{
  background:var(--gold);
  color:#fff;
}

.btn-outline{
  background:rgba(255,255,255,0.08);
  border-color:rgba(255,255,255,0.25);
  color:#fff;
}

/* Sections */
.section{ padding:56px 0; }
.section-alt{ background:var(--alt); }

.section-title{
  text-align:center;
  font-size:28px;
  margin:0 0 16px 0;
}

.section-text{
  max-width:900px;
  margin:0 auto 12px auto;
  line-height:1.75;
  font-size:15px;
  color:var(--muted);
}

.center{ text-align:center; }

.note{
  max-width:900px;
  margin:18px auto 0 auto;
  background:#fff;
  border:1px solid rgba(146,111,52,0.20);
  border-radius:14px;
  padding:14px 16px;
  line-height:1.7;
  font-size:14px;
  color:#111827;
}

/* Cards */
.cards{
  display:grid;
  grid-template-columns:repeat(4, 1fr);
  gap:14px;
  margin-top:18px;
}

.cards.two{ grid-template-columns:repeat(2, 1fr); }
.cards.three{ grid-template-columns:repeat(3, 1fr); }

.card{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:16px;
  padding:16px;
  box-shadow:0 8px 18px rgba(17,24,39,0.05);
}

.card h3{
  margin:0 0 10px 0;
  font-size:16px;
  color:#111827;
}

.card p{
  margin:0;
  font-size:14px;
  color:var(--muted);
  line-height:1.65;
}

/* Steps */
.steps{
  max-width:900px;
  margin:0 auto;
  display:grid;
  grid-template-columns:repeat(2, 1fr);
  gap:12px;
}

.step{
  background:#fff;
  border:1px solid var(--line);
  border-radius:14px;
  padding:14px 16px;
  color:#111827;
  font-size:14px;
  line-height:1.6;
}

.step span{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:28px;
  height:28px;
  border-radius:10px;
  margin-right:10px;
  background:rgba(146,111,52,0.16);
  border:1px solid rgba(146,111,52,0.22);
  font-weight:800;
}

/* Footer */
footer{
  background:var(--bg);
  color:#fff;
  padding:18px 10px;
  font-size:13px;
}

.footer-inner{
  display:flex;
  flex-wrap:wrap;
  justify-content:center;
  gap:18px;
  text-align:center;
  color:#e5e7eb;
  line-height:1.6;
}

.footer-inner a{ color:#fff; text-decoration:underline; text-decoration-color:rgba(255,255,255,0.25); }

/* Responsive */
@media(max-width:900px){
  .cards{ grid-template-columns:repeat(2, 1fr); }
  .cards.three{ grid-template-columns:repeat(2, 1fr); }
  .hero-text{ font-size:32px; }
  .steps{ grid-template-columns:1fr; }
}

@media(max-width:520px){
  .hero-text{ font-size:26px; }
  nav ul{ gap:12px; }
}